New LSW/NLV IUL vs. the Industry’s Best IUL

By: Roccy DeFrancesco, JD, CAPP, CMP

If you’ve been using LSW’s IUL the last several years, you’ve been doing your clients a disservice. LSW had a good product over 10 years ago, but since then, it’s been average at best.

Their new product is better, but it’s still pretty darn average. They could have created a much better product and it’s too bad they didn’t because I like LSW as a company in general.

My newsletter where I compared the industry’s “best” IUL to the new LSW product says it all. A better more client focused IUL generated 33% more tax-free borrowing when comparing “default” crediting rates. Even when I lowered the crediting rate by 20% to match the rate of LSW’s new product, the industry’s “best” IUL still beat it.

Don’t believe me? Click on the following to download them and check them out for yourselves:


Industry’s best IUL (this download is from our OnPointe IUL comparison tool)

When you are ready to start offering your clients the industry’s best IUL, simply click here to learn more so you can start that process.

What IMO are you working with?

Why do most agents use LSW, Pac Life, MN life, and other average or below average products? It’s because the IMOs they work with recommend them.

Stop working with IMOs that either don’t know what they are doing or do but are still recommending you use the wrong products.

And while you are thinking about what your IMO is doing for you, you should surf this site to learn about AdvisorShare (an IMO you can trust to provide the “best” product recommendations and one built to be owned 50% by producing advisors from day 1).